Protecting your future and your health.
Finding affordable health insurance can be a daunting task. With the Affordable Healthcare Act and new regulations taking effect, people are more confused than ever. How do you sort through plans, deductibles, and networks, and choose a policy that makes sense for you, your family or your employees?
An independent insurance agent can be an excellent resource when you want to evaluate health plans. Our agents can compare plans from multiple carriers to find the best fit and rates for you. Contact your Cole & Durham agent today for assistance and get all your questions answered right away.
Frequently Asked Questions
What is a "preexisting condition"?
This is normally a physical or mental condition for which medical advice, diagnosis, care or treatment is recommended or received before the effective date of the policy.
Do I have to pay a penalty if I don't have health insurance?
If you don’t have health coverage for all or part of the year, you may have to pay a penalty fee. For 2016, the fee is $695 per person ($347.50 per child) or 2.5% of your household income, whichever is higher.